Owner Financing

The Elite Owner-Financing Program – Any Credit OK – Requires Minimum 15% Down Payment

If you have any of the obstacles below, our Owner-Financing program may be the perfect solution for you!!

Declined for a Traditional Home Loan
Challenged Credit, Low Credit, or No Credit Established
Unable to Satisfy The Documentation Needed for a Traditional Home Loan
Already Own a Primary Residence • Unable to Buy a Home Due to High Debt-to-Income Ratios
Or Any Number of Other Challenges Keeping You From Obtaining a Home Loan The Traditional Route

We Offer Owner Financing Solutions With All of the Benefits Below

All Credit Qualifies
Your Down Payment Is Your Purchasing Power (minimum 10%+ down payment)
Ability To Purchase Any Home in Loanable Condition, including certain new construction homes
Ability To Close Within 30 Days

Let’s chat about your specific situation. Complete the intake form below, and we’ll get in touch.

Buy A Home With Elite Realty Alliance

First Name

Last Name

Address Line 1

Address Line 2

City

State

ZIP Code

When's your birthday?

What is your Facebook name?

Phone

When is your desired home closing date? What date would you be looking to move?

Will you be applying for home financing solely or with another adult over the age of 18? If you've already received your home loan preapproval please provide the date obtained, the lender and the pre-approval amount please.

Are you or your spouse currently in the military or a US veteran?

What is "your" reason for pursuing homeownership?

What are your specific home requirements? Please include max mortgage payment, bedrooms needed, baths needed, etc??

What are your location preferences? Why? Where do you typically commute to on a regular basis?

Do you have any children? Any pets?

Total annual income? Include ALL verifiable income sources- full and/or part time employment, self employment, SSI, child support, etc. (Please be sure to provide income of any additional applicants as well)

Total monthly expenses? Do not include any housing related expenses in this amount. ( No rent or utilities).

In the last 7 years, has either applicant had any bankruptcies, foreclosures or judgements? If so when?

Do you have any outstanding IRS debts? Do you owe the IRS? If so, are you already on a monthly payment plan?

Does either applicant have any student loans? If so, please specify and provide present status/details.

Currently monitoring credit scores? If so, what are the applicants current credit scores? Or what do you think they are presently?

Will you need down payment assistance or help with closing costs for your home purchase? OR are you planning to apply money towards your down payment and closing costs, as needed?

Any additional info you'd like to share with me or provide to aid in your homeownership journey? Thank you for your responses and I'll be in touch with next steps.